The Question To Ask Yourself Before Making A Big Purchase

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The Dave Ramsey Show

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Shared May 12, 2019

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Andrew Holmes

"Whenever I'm about to do something, I think, "Would an idiot do that?" And if they would, I do not do that thing. - Dwight Schrute" - Andrew Holmes

3 months ago | [YT] | 37

Your Favorite Lifecoach

Is it going to add value to my life or the people I love?

3 months ago | [YT] | 51

Daniel Iles - Small Business

Accepting that you WANT something cheaper is the way to avoid spending too much. You have to sincerely want to save money to use in other ways, otherwise it will be too easy to rationalize any kind of spending.

3 months ago | [YT] | 36


Ask: will your 10 year older self be happy you made this purchase or no.

3 months ago | [YT] | 10

Gardener Earth Guy

If Dave's advice became mainstream, how would the economy be affected?

3 months ago | [YT] | 31

thesandboxbandit !

I wish Dave told this guy to get off speaker phone

3 months ago | [YT] | 23

Dan Ski's Bees

Dave's the man! He's helped so many people because he's figured out that it's not just about finance, it's also about human nature.

3 months ago | [YT] | 10

john cramer

I'm surprised Dave didn't give the option of saving up longer for a larger down payment to get the monthly cost down to 25% take home for some of the places they were considering

3 months ago | [YT] | 9

Suzy Valentin Realtor

I usually agree with Dave's advice, however since we don't have a crystal ball & know where the economy is headed. It's best to find something that is affordable and works with your budget.
8 years ago when I got into real estate I met lots of people who wanted to look for a deal that never existed ... periodically I follow up and they still haven't found a house. Not only that, they now have been priced out of becoming homeowners.

3 months ago (edited) | [YT] | 6

Alejandro Barcenas

I new before watching
What's your household income?
Are you in any debt?

3 months ago | [YT] | 14

Alex P.I

#1 am I broke.

3 months ago | [YT] | 6


Please collaborate with Minority Mindset.

If you can’t buy 5 of them, you can’t afford one of them.

3 months ago | [YT] | 19

Strong Knight

Noti-Gang where u at?

3 months ago | [YT] | 2


Get a buyer agent and watch the house prices go up. These Realtors want you to spend as much as possible.

3 months ago | [YT] | 1


I love your show very much.

3 months ago | [YT] | 2

Clash Of The Horns

What are your thoughts on the federal reserve bank

3 months ago | [YT] | 0

Lance Kaminsky- teacher investing

Ask the same thing when you are investing a large amount into a loaded mutual fund your elps will recommend.

3 months ago | [YT] | 1

Wichael Meston


3 months ago | [YT] | 1

RSE FrankWdux

I did the same thing with my car. Went from a Hyundai Coupe to a BMW 320d :P stupid.. :D Well now i can do the baby step 2...... :O

3 months ago | [YT] | 0

Nick Pump

He is wrong here. It's ok if your mortgage is 28 to 29% of your take home. Also a 30 year mortgage is fine as long as you pay it off early. It gives me tons of flexibility. If I listen to Dave my net worth would be half of what it is now. His plan is not cut out for everyone.

3 months ago | [YT] | 11