What Makes Poor People Poor? - Special Segment

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The Dave Ramsey Show

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Shared August 8, 2017

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Dave Ramsey answers the question: "What Makes Poor People Poor?" This segment from The Dave Ramsey Show covers this juicy topic and more! This will challenge your philosophy and how you view live. Poverty comes in many forms but the one thing you can control is what you believe. What you believe matters.

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2 years ago | [YT] | 123

Nesslie Strife

As a black male and a millennial I've never considered Mr. Ramsey a racist... Just and old school/ old fashioned straight shooter. We need this!

2 years ago | [YT] | 2,350

Tall Britt

I am a black christian woman that grew up poor. I am in control of my finances. Most African American people that I tried to talk to about finances will not listen. In order to get somewhere you have never been you're going to have to do things you have never done. You cannot talk to a brick wall

1 year ago | [YT] | 1,122

William Neely

Graduate high school, maintain a full time job, don’t have kids before marriage. That’s 90% of the battle.

1 year ago | [YT] | 539

Vivian Loney

Generational poverty is very tough to break out of. I grew up with my mom taking my money to pay the bills she couldn't afford. I grew up learning the message that money should be spent while you still have it, or you will lose it to something not as rewarding, like bills. I can't help being in poverty, but I can help being broke. I'm working on reversing this pattern. I already have $75 saved up. I'm going to apply for a second job today. I'm in school to get a certification. But I would never have had the mindset to change my situation if I didn't have a mentor in my stepdad to instill that value in me.

1 year ago (edited) | [YT] | 354

Belinda Garza

I was raised in poverty and the biggest problem I saw was hopelessness.

7 months ago | [YT] | 75



2 years ago | [YT] | 877

johnny Jameson

The cause of being poor is spending 100% of the money you earn

1 year ago | [YT] | 333

Thomas LaBorde

I have about $4000 saved. Thank you Dave.

9 months ago | [YT] | 158

Jitsumi London

Instead of looking at someone as being racist try looking at how much can I learn from this person? I really think poverty stems from the lack of knowledge and the lack of self discipline .

1 year ago | [YT] | 118

Robert Wood PA

According to some studies 70 percent of lottery winners will end up broke. Poverty has a lot to do with how you think --at least in the U.S.

1 year ago | [YT] | 300


A little sleep, a little slumber, a little folding of the arms to rest, and poverty will come upon you like a thief and scarcity like an armed man. Prov 24:34

2 months ago | [YT] | 21

Renee Jones

I am, at least I believe that i am, an intelligent black woman. I have been listening to Dave Ramsey for about a year now and in one year of listening to him, i have accumulated so much knowledge concerning my finances. I am on my way to financial freedom. Thanks Dave. Keep up the great work!!!!!!

10 months ago | [YT] | 139


Poverty is a mindset.

1 year ago | [YT] | 317

Him Bike

• Don’t have kids out of wedlock
• finish high school
• don’t do drugs
• no credit card

1 month ago (edited) | [YT] | 73

Choua Vue

In conclusion:
Liberal: help the poor with other people money.
Conservative: help the poor with their own money.

7 months ago | [YT] | 44

victor bozzo

"Government cannot make man richer, but it can make him poorer."--Ludwig von Mises

11 months ago | [YT] | 86

Dane Morris

It’s not how much you make it’s how much you spend. My Grandpa had a saying.Use it up , wear it out,make do or do without.

1 year ago | [YT] | 180

Charity Ava

The term is "learned helplessness" if you can keep the elephant thinking the thread holding it's ankle is a shackle, it'll never even try to pull against it. The media loves catastrophizing and overwhelming people with the "magnitude" of the problem by pushing the propaganda that we're helpless. As for me and mine, we're not falling for it.

11 months ago (edited) | [YT] | 54

Clovis Shropshire

As a black man trying to talk to the people I grew up with about finances, the quote "its easier to get out of the hood than it is to get the hood out of you" is nothing short of FACTS. You talk about financial literacy and how impressing people is holding you back and they don't want to hear it.

Truth is, here in Detroit we didn't have schools to give us a great education, just an OK one. Luckily thru the teachings of Dave, Boyce Watkins, and other financial icons I've been on the right track to rebuilding and my emergency fund literally saved me when I hit a big crisis.

Also, to hear a guy like Dave admit to the oppression and racism that holds certain people down is a breath of fresh air, considering I'm a big fan of his (although I still would be a fan if he didn't, I'd just be more cautious about certain things). This tells me that he actually studies data and truly understands numbers and how the world works. This is not me saying blame the white man for every bad thing that happens in our lives because, in reality, most of us could fix our situations if we take our "club and jordan money" and save it.

2 years ago | [YT] | 1,096